I have written three articles in the last few weeks addressing financial literacy for teens and young adults. This is an important subject as the cost of college continues to go up and by some accounts graduates average almost $30,000 of debt at matriculation. To keep from spiraling into a financial pit, kids need some common sense guidelines and tools. Two of these articles address the this and the last shows that financial institutions are aware of the problem and are offering courses so that their students can better navigate financial waters come graduation.